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Different Types of ACs for Different Requirement Explained

Different Types of ACs for Different Requirement Explained

With the global temperatures expected to rise over time, tropical countries like India in particular are expected to see hotter summer months. With increasing temperatures, there has also been an increase in demand for alternative cooling solutions. According to reports, the Indian AC market size is expected to grow at a CAGR of 13.7 percent from 2019-2025.

Furthermore, with AC brands offering products on EMIs and seasonal discounts, the air conditioner penetration in the country is expected to increase over the next few years. Industry giants such as Panasonic project a 25-30 percent growth in the AC segment for FY21, underlining the importance of air conditioners, and the projected growth of AC penetration, especially in the middle-class households.

While air conditioners provide a reprieve from the blistering summer heat, it is important to understand how to choose the right air conditioner. Different rooms and households have different requirements; while some rooms are small, others, such as a living room or a hall are larger in area. Thus, if you buy an air conditioning unit that isn’t right for a particular room, you may face problems like the AC not cooling properly, or receiving exorbitant electricity bills.

It is therefore extremely important to understand how to choose air conditioners. Here is a simple guide that will help you with your next purchase.

Split ACs:

Split ACs enjoy the lion’s share of the AC market, and come with two units: external unit and the internal unit. AC’s external unit is installed outside the house, and it houses the compressor. The external unit is linked to the internal unit via cables and pipes. The internal unit takes in the warm air and releases cold air to bring down the indoor temperature, while the external unit releases warm air into the atmosphere. Split ACs come in a wide range of designs and tonnage, and are best suited for rooms with no windows, and can be installed without spoiling the room’s aesthetics. Furthermore, a smaller room can have a 1 ton AC, while a larger room requires either a 1.5 ton AC or an AC with 2-ton capacity.

Window ACs:

Window ACs are the most budget-friendly air conditioning units available in the market, and are designed to fit your window sills. Window ACs are more compact and do not require as much effort for installation. Furthermore, all the necessary components for an air conditioner are enclosed in just one box, making maintenance easy. If you are looking for an AC unit for a single room which has a window, and are looking for the most inexpensive option, then O General window AC might be a better choice for you.

Tower ACs:

Tower ACs are portable ACs, and also come with two units: indoor unit and outdoor unit. While you can conveniently place the indoor unit in any corner of the room, the outdoor unit is placed outside which releases warm air into the atmosphere. Tower ACs are preferable only if you have good floor space in a large area, and aren’t ideal if the room is small and cramped.

Cassette ACs:

Cassette air conditioners are centralized units used commonly in large rooms such as office spaces, which require large cooling capacity, and are ideal in places where split ACs are not sufficient. These ACs do not usually require ducting, and are fixed in the ceiling. Considering these ACs are fixed in the ceiling, they also do not take up any space, but require considerable installation efforts.

Inverter ACs:

Inverter air conditioners are the most energy efficient units available in the market today, and work on inverter technology. These ACs use an inverter that controls the compressor depending on the set temperature of the AC. In case of non-inverter ACs, the compressors always run on maximum capacity, thereby consuming more energy. However, inverter ACs allow you to adjust the setting based on your requirements, ensuring greater savings. Inverter ACs are more expensive than the non-inverter units, but allow you to save more on your electricity bills.

Protect your TV Through the best Insurance Cover

According to a recent study, the Indian television market is expected to cross the $13 billion by 2023. In the last few decades, the Indian television market has grown exponentially due to technological advances and rise in demand. Keeping in line with this, TV prices have also increased rapidly.

Thus, purchasing a TV insurance policy is a nifty idea to safeguard this investment from any unforeseen incidents like theft, fire, accidental damage, etc.

Reasons to purchase a TV insurance policy

LED, LCD, and smart TVs are some of the modern TV sets available in the market currently. These TV sets are equipped with a wide range of features, and they are expensive. If these TV sets suddenly suffer any damage, it will incur a hefty financial loss to the owner. Thus, to mitigate this risk along with protecting it from other unanticipated accidents, owners can purchase a TV insurance policy.

Benefits of a TV insurance cover

  1. A television insurance cover financially helps the owners to repair the damages in case of accidents like robbery and burglary.
  2. An insurance plan like this covers the appliance of the insured owners from different accidents like fire, explosion, implosion, etc. It also provides coverage against natural calamities like lightning, flood, earthquake, cyclones, etc. along with man-made disasters like strikes and riots.
  3. A television insurance plan provides coverage against accidental damages incurred by a TV set.
  4. Modern and feature-loaded TV sets are expensive to repair, and they incur a substantial repairing cost. In such scenarios, having a TV insurance policy can aid owners financially to tackle this sudden expense.
  5. Thus, owners who are planning to secure their television sets from any accident, as well as a mechanical breakdown and other unforeseen incidents, can purchase such television insurance in India. This insurance policy has an easy and hassle-free claiming process. Policyholders can either call the helpline number or send an SMS or e-mail to initiate the claims process.

Interested individuals can purchase a TV Insurance policy from Bajaj Finserv offered under their Pocket Insurance & Subscriptions. An owner can purchase this television insurance plan online by filling up the form. You can initiate the insurance plan by paying the premium with various payment methods available such as UPI, payment cards, mobile wallet, net banking, etc. Owners can purchase this plan for an annual premium of Rs.399 and coverage of up to Rs.50,000. Apart from that, the additional benefits of this policy include –

  • It provides coverage against fire, implosion, explosion along with natural and manmade calamities.
  • This policy will provide you coverage against theft and burglary along with any accidental damage occurred to it.
  • It will also assist the owner financially in case their TV sets suffer any mechanical breakdown or electrical failure. The insurance provider will pay for the repairing charges as well as spare parts.

Apart from this TV insurance policy, individuals can opt for a kitchen appliances insurance plan to avail coverage for appliances like chimneys, microwave, mixers, juicers, etc. This plan protects appliances from fire, explosions, implosions, and several natural calamities like flood, cyclone, lightning, etc. It also financially protects against man-made calamities like strikes and riots. This policy also covers kitchen appliances from accidental damages and mechanical breakdowns.

In addition to the above mentioned policies, individuals can opt for a home protection insurance policy in case they are going out of town for a vacation or any other purpose. This policy is useful to protect their belongings from burglary or theft. Purchasing this plan will not only save their TV and other electronic appliances but also provide coverage for furniture, clothes, and money.